| |
| |
| |
| Shifting Focus To Health & Wellness; |
| Our RTI Guides Now Available in 3 Languages |
| |
| Dear Moneylifers, |
| |
| The one significant difference that the virus has made to our lives in the past two years is to increase our focus on health and wellness. At Moneylife Foundation, starting this month, we plan to start a series of talks to help you choose what is best for your skin, your body and your general well-being. |
| |
 How many of us ever bother to read the long list of chemicals that form a part of the smooth, perfumed, absorbent lotions that we lavish on our skins, especially in winter? We don't pause to think, because we are influenced by the headline and the advertisement. Many of you may attended the talk by Geeta Prakash, founder and CEO of Parama Naturals on Demystifying Labels on Cosmetic Products, know how different reality is from what is advertised. With real life examples, Geeta told us about the harmful chemicals present in common skin care products such as daily moisturisers, face wash and body oils. |
| |
| Skin care products are used by all, so this was a gender-neutral session and a must watch for parents who worry about products they use on children. If you missed it, you can read about the talk here, or watch a video recording on our YouTube channel. |
| |
 On February 15, we have a talk organised with Mukesh Pathak, a beekeeper based out of Uttar Pradesh, who sells pure raw honey through his company Faba Honey. While honey is natural sweetener that has innumerable health benefits, it is also a product that is widely adulterated with sugar syrup, which is designed at times to bypass food safety standards. Recently even the food and safety regulator, FSSAI has made changes to permit certain percentage of rice or corn syrup mixed in with honey, to be marketed and sold as pure honey in India. |
| |
| Why does any of this matter? Quite simply because we, in India, do not merely use honey as a sweetener like Maple Syrup. It has specific uses in ayurvedic medicines and even in our rituals and ceremonies. So using the right honey that is not adulterated with sugar syrup is important. Do not miss out on another important session, register now and join us on 15 February to learn about benefits of natural raw honey. |
| |
| We intend to conduct more such sessions on wellness. Meanwhile, we urge you to register yourself as a member to Moneylife Foundation and watch our financial literacy videos and share them – many members tell us that it has helped them avoid serious financial blunders and resolve issues related to banks, credit scores etc. |
| |
| During the pandemic, our daily counseling sessions have remained suspended but our online Legal and Credit Helplines, have continued to remain open. Our panel of experts on both helplines continue to offer guidance on issues related to housing societies, insurance, banking, credit cards, and more. Do take advantage of this free service that is available to all members of Moneylife Foundation. |
| |
| File your RTI Applications with Expert Guidance |
| |
| RTI Advice App पर विस्तृत गाइड से विशिष्ट उपयोग के मामलों के लिए आरटीआई आवेदन दाखिल करने का तरीका जानें। हिंदी और मराठी भाषाओं में उपलब्ध। |
| |
 Many of you are already aware of our 'RTI Advice' app, which was launched for both android and iOS devices a year ago. The app allows a user to ask any question related to RTI, in a language of their choice and also in a format of their choosing (text, audio or video), along with a supporting attachment. We have 14 experts onboard the app, who are able to answer queries in English, Hindi, Marathi, Gujarati and Tamil. The app is presently filled with over 900 Q&As, which are available as part of the searchable database on the app. |
| |
| We have also recently updated the app with a resources tab, which displays comprehensive how to guides on filing RTI applications for specific use cases, such as matters related to the police, public sector banks, municipal corporations, regulatory bodies and more. Not only are these guides available in English, but they are also in Hindi and Marathi! You can download the app to access these essential guides or even access them from our website here. |
| |
| Join Moneylife Foundation |
| |
| Do encourage your network to learn and benefit from Moneylife Foundation's free Membership and our helplines by sharing this message. |
| |
| I also want to draw your attention to our 'how to..' series on a range of issues such as – succession (How To Handle Inheritance Issues on the Death of a Parent/ Spouse?), filing consumer complaints for online shopping (Cheated while shopping online? Here's How To Get Your Money Back), obtaining a legal heir certificate (How to obtain a legal heir certificate?) or registering a complaint with your bank (How To Register a Complaint against Your Bank with the Banking Ombudsman) etc. |
| |
| Do watch our series of financial literacy videos, to keep your savings safe and learn how to save for the future. |
| |
| Counseling on Helplines & Zoom Meetings |
| |
| Our counseling sessions on various issues remain online (Legal & Credit Helplines) until full normalcy is restored, we also have Zoom counseling meetings for members when necessary. If you have a query on housing society, insurance, banking, credit or any other issue, please do become a member of Moneylife Foundation and take advantage of the knowledge imparted by our experts who guide through our helplines. |
| |
|
| |
| Forthcoming Webinars: |
| |
Adulteration in Honey: Understand the Need For Consumer Pure Honey
जानिए कैसे होता है शहद में मिलावट और प्रासेस्ड शहद के नकारात्मक प्रभाव।
Tuesday, 15 February, 2022 at 6:00pm
Register |
| |
| Register and become a member of Moneylife Foundation, to be added on to our mailing lists, so that you are notified when we announce new webinars and also receive information about our activities and initiatives. Also, allow me to also remind you that you can always catch up on our past financial literacy programmes on our YouTube channel as well. As always, we look forward to your active feedback on issues that you would like us to discuss, and we will do our best to make it happen. Please do write to us at [email protected] |
| |
|
| |
| Programmes in January |
| |
 We held our inaugural corporate governance awards programme this month with former SEBI chairman Mr M Damodaran, as our chief guest who announced the awards and also shared wonderful insights on what constitutes good governance and the many areas that need improvement. Do watch the event if you missed it earlier and also watch the interviews with each of the finalists, conducted by Debashis Basu and R Balakrishnan. This was just our inaugural year and we are open to suggestions on how to make it better next year. Also, if you know of amazing companies that deserve recognition do email us at [email protected] with one paragraph on why you think the company deserves to be considered for the award. |
| |
|
| |
| Moneylife TV & Helplines |
| |
| With the outbreak of Covid, our physical events and daily clinics for this month continue to remain suspended for the safety and benefit of all those involved. However, in this lockdown period you can still take advantage of our numerous videos of past seminars and workshops which are always available on our YouTube Channel – Moneylife TV and Moneylife News Bites. |
| |
| Although counselling on various issues from our experts is not possible in-person, you are welcome to email on [email protected] with your details. We shall forward your mail to the expert for guidance and do our best to get your query resolved. |
| |
| You also have the option of posting your query on either our Legal Helpline or Credit Helpline. |
| |
| Also, Moneylife Foundation is now on Telegram and Instagram, so do follow us on these channels to stay updated on our activities and events. |
| |
| Best regards, |
| |
| Sucheta Dalal |
| Founder-Trustee, Moneylife Foundation |
| |
| |
| Trustees: TS Krishnamurthy, Walter Vieira, Sucheta Dalal, Debashis Basu. | | | | Moneylife Foundation is registered with the Charity Commissioner of Mumbai, is an Affiliate member of OECD's International Network on Financial Education, is a Supporter Member of Consumers International, Development Partner of Advocates for International Development (A4ID), and is a winner of the 10th MR Pai Memorial Award. | | |  | | | | Donations are eligible for tax benefits under Sec 80G of the Income Tax 1961 (50% tax exemption) and MLF is registered under the Foreign Contribution (Regulation) Act, 2010. 80(G) Reg No: DIT(E)/MC/80G/685/2010-11 dated 7.2.11 effective 8.+9.2010 | FCRA Registration No: 08378138  | | | |
