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| Join Our Webinar: Understand How New Criminal Laws Affect You! |
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| Dear Moneylifers, |
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 Greetings! There has been plenty written on the three new criminal laws that came into effect on 1st July. But have you really paid attention? Do you know how they could impact you? Most of us tend to ignore legal matters since legalese is hard to understand. That is exactly why, we are so pleased to have senior advocate Sanjoy Ghose agree to decode them for us! If you want to grasp what is crucial in a quick two hours, then register for this session on July 11th and make full use of the fact that Adv Ghose has agreed to do this for us. |
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| As responsible citizens, it's crucial to understand these changes and their impact on our lives. The new laws – Bharatiya Nyaya Sanhita (BNS), Bharatiya Nagrik Suraksha Sanhita (BNSS) and Bharatiya Sakshya Adhiniyam (BSA), aim to prioritise prompt justice, unlike the British-era colonial laws which emphasised penal action. The government insists that these laws empower Indian citizens by creating a more accessible, supportive and efficient justice system. However, while the reforms aim to modernise the legal system, some have criticised the sudden change and have raised concerns. |
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| Critics argue that the new laws are complex and may take time to understand fully. Implementation challenges could arise due to the transition from old to new laws, affecting law enforcement, lawyers and judges. Some have viewed the emphasis on speedy justice as potentially compromising individual rights. Swift trials should not deter the need for ensuring a fair trial. Moreover, many believe that colonial-era laws were deeply entrenched and have evolved over time. The sudden shift to new laws may disrupt established legal practices and affect citizens who lack complete awareness about the changes. |
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| Understanding these changes is crucial because the laws directly impact your rights, responsibilities and access to justice. Join us on Thursday, 11 July at 6:00pm, for an enlightening session with senior advocate Sanjoy Ghose, where we will delve into the significant changes brought by India's new criminal laws. |
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| Advocate Ghose is a highly respected legal expert with extensive experience in litigation, arbitration and law reform. We are excited to hear his insights on the new criminal laws and the practical implications that they have for citizens as well as legal professionals. |
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| Study on Bank Charges |
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 Our deputy editor, Yogesh Sapkale, had the opportunity to share the findings of our recent report on service charges levied by banks on the TV show Jago Grahak Jago, which is telecast weekly on the channel DD Sahyadri. Apart from a discussion on the study itself, this recent episode of the consumer awareness show was focused on banking, consumer complaints and banking frauds. If you're a native Marathi speaker or understand the language, you will find the discussion enlightening and useful, as many topics are covered, from common frauds to grievance redress, in the simplest layman terms. |
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| You can check out a clip of the show on our YouTube channel here: https://youtu.be/kh9eU8wh7hk and also watch the entire episode on the DD Sahyadri Channel here: https://www.youtube.com/watch?v=IWr3aG1_vHw |
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| Counselling and Helplines |
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 We have recently introduced counseling for common issues related to banking, insurance, mediclaim and consumer matters via video conferencing through Zoom. If you are not located in Mumbai or cannot attend physically at our office, you can now take an appointment to consult our experts over a Zoom call. |
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| If you would like to seek advice from our counselors, please call our office (022) 35131664 or 35036925 for an appointment. In case you are unable to meet our counselors in-person, you can still seek guidance from our legal helpline. Please also make an effort to visit and share the links to our website, where you can read more about cases of mis-selling, fraud alerts, consumer cases and also solutions to housing society problems. |
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| Join us on WhatsApp and Telegram |
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| We realise that most members find it easier to access information on WhatsApp /Telegram etc. If you are not already on our lists, please click on this link to join – https://api.whatsapp.com/send/?phone= 917045156415&text= Hi%21+Please+add+me+to+your+broadcast+ lists+and+make+me+a+member.&app_absent=0 and follow our Telegram channel here – https://telegram.me/moneylife_foundation. |
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| Check our Free Helplines and Guides or Templates as well as our YouTube Channel, where you will find a wide repository of videos on various topics. |
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| Video recordings of all our webinars are available on our YouTube channel and will come to your inbox regularly if you hit the subscribe button. But if you want to be notified about future events through our mailing list, you do need to be a member. |
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| Moneylife TV & Helplines |
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| Financial Literacy Videos in Indian Languages: |
- Credit cards
- Online frauds
- Fallacy of gold loans and more in Marathi, Gujarati, Punjabi and Tamil, all on our YouTube channel (https://www.youtube.com/moneylifetv).
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| Get guidance and counselling through our Legal Helpline or Credit Helpline. |
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| Sucheta Dalal |
| Founder-Trustee, Moneylife Foundation |
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| Trustees: TS Krishnamurthy, Walter Vieira, Sucheta Dalal, Debashis Basu. | | | | Moneylife Foundation is registered with the Charity Commissioner of Mumbai, is an Affiliate member of OECD's International Network on Financial Education, is a Supporter Member of Consumers International, Development Partner of Advocates for International Development (A4ID), and is a winner of the 10th MR Pai Memorial Award. | | |  | | | | Donations are eligible for tax benefits under Sec 80G of the Income Tax 1961 (50% tax exemption) and MLF is registered under the Foreign Contribution (Regulation) Act, 2010. 80(G) Reg No: DIT(E)/MC/80G/685/2010-11 dated 7.2.11 effective 8.+9.2010 | FCRA Registration No: 08378138  | | | |
